--- title: Busey Money Matters Blog | Personal description: Personal | Money Matters covers a variety of topics focused around our five lines of business—personal, mortgage, commercial, cash management and wealth management. --- - [Personal](https://www.busey.com/personal) - [Business](https://www.busey.com/business) - [Wealth Management](https://www.busey.com/wealth-management) - [Mortgage](https://www.busey.com/mortgage) - [Ag Services](https://www.busey.com/ag-services) - Community - [Busey Drives Generosity](https://www.busey.com/busey-drives-generosity) - [Community Banking](https://www.busey.com/personal/community-banking) - [Community Calendar](https://www.busey.com/about-us/community-calendar) - [Community Shred Day Events](https://www.busey.com/about-us/shred-days) - [Financial Education Center](https://www.busey.com/personal/financial-pathways) - [Busey Bank Bridge Scholorship](https://www.busey.com/busey/busey-bank-bridge-scholarship) - [Community Reinvestment Notice](https://www.busey.com/about-us/community-reinvestment-notice) - [Community Reinvestment Act Public File](https://www.busey.com/about-us/community-reinvestment-act-public-file) - [Charitable Contributions Guidelines](https://www.busey.com/about-us/charitable-contributions-guidelines) - About Us - [The Busey Way](https://www.busey.com/about-us/the-busey-way) - [Busey Volunteerism](https://www.busey.com/about-us/busey-volunteerism) - [Giving Back to the Communities](https://www.busey.com/about-us/impact) - [Awards & Recognition](https://www.busey.com/awards-and-recognition) - [Newsroom](https://www.busey.com/about-us/newsroom) - [Investor Relations](https://ir.busey.com/) - [Careers](https://www.busey.com/about-us/careers) Open Search Close search dialog Enter search terms Start Site Search [![Busey Bank](https://moneymatters.busey.com/hubfs/Busey_October2019/images/busey-bank.svg)![Busey Bank](https://moneymatters.busey.com/hubfs/Busey_October2019/images/busey-circle.svg)](https://www.busey.com/) - I want to - [Open an Account](https://go.busey.com/) - [Apply for a Consumer Loan](https://app.loanspq.com/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaD-jlXO7mpgTdb1qy86LnvVIwZ_IS0ex49CDYic-LEbz2VzE7E43j2guZbuQ41B2elw) - [Purchase or Refinance a Home](https://www.busey.com/mortgage) - [Enroll in Online Banking](https://www.busey.com/personal/products-and-services/online---mobile/online-banking) - [Request an Appointment](https://www.busey.com/bank-by-appointment) - [Join Team Busey](https://www.busey.com/about-us/careers) - Tools & Resources - [Money Matters Blog](https://moneymatters.busey.com/) - [Customer FAQs](https://www.busey.com/busey/customer-care/frequently-asked-questions) - [Financial Calculators](https://www.busey.com/personal/financial-calculators) - [Request an Appointment](https://www.busey.com/bank-by-appointment) - [Holiday Observances](https://www.busey.com/busey/customer-care/holiday-observances) - [Disclosures](https://www.busey.com/busey/customer-care/disclosures) - [Publications](https://www.busey.com/money-matters/publications) - Customer Care - [Contact Us](https://www.busey.com/busey/customer-care/contact-us) - Locations - [Locations & Hours](https://www.busey.com/busey/customer-care/locations-and-hours) - I want to - [Open an Account](https://go.busey.com/) - [Apply for a Consumer Loan](https://app.loanspq.com/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaD-jlXO7mpgTdb1qy86LnvVIwZ_IS0ex49CDYic-LEbz2VzE7E43j2guZbuQ41B2elw) - [Purchase or Refinance a Home](https://www.busey.com/mortgage) - [Enroll in Online Banking](https://www.busey.com/personal/products-and-services/online---mobile/online-banking) - [Request an Appointment](https://www.busey.com/bank-by-appointment) - [Join Team Busey](https://www.busey.com/about-us/careers) - Tools & Resources - [Money Matters Blog](https://moneymatters.busey.com/) - [Customer FAQs](https://www.busey.com/busey/customer-care/frequently-asked-questions) - [Financial Calculators](https://www.busey.com/personal/financial-calculators) - [Request an Appointment](https://www.busey.com/bank-by-appointment) - [Holiday Observances](https://www.busey.com/busey/customer-care/holiday-observances) - [Disclosures](https://www.busey.com/busey/customer-care/disclosures) - [Publications](https://www.busey.com/money-matters/publications) - Customer Care - [Contact Us](https://www.busey.com/busey/customer-care/contact-us) - Locations - [Locations & Hours](https://www.busey.com/busey/customer-care/locations-and-hours) ![](https://moneymatters.busey.com/hubfs/Busey_October2019/MoneyMattersBlogHeader_December2023.jpg) #### [Celebrating Customer Experience Day](https://moneymatters.busey.com/busey-bank-celebrating-customer-experience-day) [Personal](https://moneymatters.busey.com/tag/personal) [Busey Bank](https://moneymatters.busey.com/author/busey-bank) Tuesday, October 1, 2024, is Customer Experience (CX) Day, a global celebration of customers and creating exceptional... 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[Read More](https://moneymatters.busey.com/busey-bank-making-decisions-about-medicare-1) [![A woman smiles as she talks with a doctor.](https://moneymatters.busey.com/hubfs/MoneyMatters/2406_BAN_MM_September_Q3W2_350x350.jpg)](https://moneymatters.busey.com/busey-bank-making-decisions-about-medicare-1) #### [Social Security Survivor Benefits](https://moneymatters.busey.com/busey-bank-social-security-survivor-benefits) [Personal](https://moneymatters.busey.com/tag/personal), [Retirement Planning](https://moneymatters.busey.com/tag/retirement-planning), [Financial Planning](https://moneymatters.busey.com/tag/financial-planning) [Busey Bank](https://moneymatters.busey.com/author/busey-bank) When you think of Social Security, you probably think of retirement. However, Social Security can also provide... 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[Read More](https://moneymatters.busey.com/busey-bank-safeguarding-your-credit-card) [![A graphic image with a laptop, a lock and two credit cards](https://moneymatters.busey.com/hubfs/MoneyMatters/New%20Busey_2402_WEB_FraudPrevention390x390_MoneyMatters8.jpg)](https://moneymatters.busey.com/busey-bank-safeguarding-your-credit-card) #### [How to Spot & Prevent Elder Financial Abuse](https://moneymatters.busey.com/busey-bank-how-to-spot-prevent-elder-financial-abuse) [Personal](https://moneymatters.busey.com/tag/personal), [Fraud](https://moneymatters.busey.com/tag/fraud) [Busey Bank](https://moneymatters.busey.com/author/busey-bank) June is Elder Abuse Awareness Month, a time dedicated to shedding light on the various forms of abuse, neglect and... [Read More](https://moneymatters.busey.com/busey-bank-how-to-spot-prevent-elder-financial-abuse) [![A mature man and woman sit at a table with a laptop open as they look at a piece of paper.](https://moneymatters.busey.com/hubfs/MoneyMatters/2404_BAN_MoneyMarket_Graphic_350x350.jpg)](https://moneymatters.busey.com/busey-bank-how-to-spot-prevent-elder-financial-abuse) #### [How Will I Manage to Pay for My Child to Attend College?](https://moneymatters.busey.com/busey-bank-how-will-i-manage-to-pay-for-my-child-to-attend-college) [Personal](https://moneymatters.busey.com/tag/personal), [Student](https://moneymatters.busey.com/tag/student), [Financial Planning](https://moneymatters.busey.com/tag/financial-planning) [Busey Bank](https://moneymatters.busey.com/author/busey-bank) Being able to send your child to college is near the top of the wish list for many parents, but that diploma doesn't... [Read More](https://moneymatters.busey.com/busey-bank-how-will-i-manage-to-pay-for-my-child-to-attend-college) [![Two women pose with another woman wearing a graduation cap and gown.](https://moneymatters.busey.com/hubfs/MoneyMatters/2402_BAN_MM_May_Q2W4_350x350-1.jpg)](https://moneymatters.busey.com/busey-bank-how-will-i-manage-to-pay-for-my-child-to-attend-college) #### [Making Changes to Your 529 Plan](https://moneymatters.busey.com/busey-bank-making-changes-to-your-529-plan) [Personal](https://moneymatters.busey.com/tag/personal), [Student](https://moneymatters.busey.com/tag/student), [Financial Planning](https://moneymatters.busey.com/tag/financial-planning) [Michael Bugos, CFA®](https://moneymatters.busey.com/author/michael-bugos) A 529 education savings plan is designed to be flexible and accommodate changes in the account you may need to make... 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