--- title: Busey Money Matters Blog | Mortgage description: Mortgage | Money Matters covers a variety of topics focused around our five lines of business—personal, mortgage, commercial, cash management and wealth management. --- - [Personal](https://www.busey.com/personal) - [Business](https://www.busey.com/business) - [Wealth Management](https://www.busey.com/wealth-management) - [Mortgage](https://www.busey.com/mortgage) - [Ag Services](https://www.busey.com/ag-services) - Community - [Busey Drives Generosity](https://www.busey.com/busey-drives-generosity) - [Community Banking](https://www.busey.com/personal/community-banking) - [Community Calendar](https://www.busey.com/about-us/community-calendar) - [Community Shred Day Events](https://www.busey.com/about-us/shred-days) - [Financial Education Center](https://www.busey.com/personal/financial-pathways) - [Busey Bank Bridge Scholorship](https://www.busey.com/busey/busey-bank-bridge-scholarship) - [Community Reinvestment Notice](https://www.busey.com/about-us/community-reinvestment-notice) - [Community Reinvestment Act Public File](https://www.busey.com/about-us/community-reinvestment-act-public-file) - [Charitable Contributions Guidelines](https://www.busey.com/about-us/charitable-contributions-guidelines) - About Us - [The Busey Way](https://www.busey.com/about-us/the-busey-way) - [Busey Volunteerism](https://www.busey.com/about-us/busey-volunteerism) - [Giving Back to the Communities](https://www.busey.com/about-us/impact) - [Awards & Recognition](https://www.busey.com/awards-and-recognition) - [Newsroom](https://www.busey.com/about-us/newsroom) - [Investor Relations](https://ir.busey.com/) - [Careers](https://www.busey.com/about-us/careers) Open Search Close search dialog Enter search terms Start Site Search [![Busey Bank](https://moneymatters.busey.com/hubfs/Busey_October2019/images/busey-bank.svg)![Busey Bank](https://moneymatters.busey.com/hubfs/Busey_October2019/images/busey-circle.svg)](https://www.busey.com/) - I want to - [Open an Account](https://go.busey.com/) - [Apply for a Consumer Loan](https://app.loanspq.com/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaD-jlXO7mpgTdb1qy86LnvVIwZ_IS0ex49CDYic-LEbz2VzE7E43j2guZbuQ41B2elw) - [Purchase or Refinance a Home](https://www.busey.com/mortgage) - [Enroll in Online Banking](https://www.busey.com/personal/products-and-services/online---mobile/online-banking) - [Request an Appointment](https://www.busey.com/bank-by-appointment) - [Join Team Busey](https://www.busey.com/about-us/careers) - Tools & Resources - [Money Matters Blog](https://moneymatters.busey.com/) - [Customer FAQs](https://www.busey.com/busey/customer-care/frequently-asked-questions) - [Financial Calculators](https://www.busey.com/personal/financial-calculators) - [Request an Appointment](https://www.busey.com/bank-by-appointment) - [Holiday Observances](https://www.busey.com/busey/customer-care/holiday-observances) - [Disclosures](https://www.busey.com/busey/customer-care/disclosures) - [Publications](https://www.busey.com/money-matters/publications) - Customer Care - [Contact Us](https://www.busey.com/busey/customer-care/contact-us) - Locations - [Locations & Hours](https://www.busey.com/busey/customer-care/locations-and-hours) - I want to - [Open an Account](https://go.busey.com/) - [Apply for a Consumer Loan](https://app.loanspq.com/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaD-jlXO7mpgTdb1qy86LnvVIwZ_IS0ex49CDYic-LEbz2VzE7E43j2guZbuQ41B2elw) - [Purchase or Refinance a Home](https://www.busey.com/mortgage) - [Enroll in Online Banking](https://www.busey.com/personal/products-and-services/online---mobile/online-banking) - [Request an Appointment](https://www.busey.com/bank-by-appointment) - [Join Team Busey](https://www.busey.com/about-us/careers) - Tools & Resources - [Money Matters Blog](https://moneymatters.busey.com/) - [Customer FAQs](https://www.busey.com/busey/customer-care/frequently-asked-questions) - [Financial Calculators](https://www.busey.com/personal/financial-calculators) - [Request an Appointment](https://www.busey.com/bank-by-appointment) - [Holiday Observances](https://www.busey.com/busey/customer-care/holiday-observances) - [Disclosures](https://www.busey.com/busey/customer-care/disclosures) - [Publications](https://www.busey.com/money-matters/publications) - Customer Care - [Contact Us](https://www.busey.com/busey/customer-care/contact-us) - Locations - [Locations & Hours](https://www.busey.com/busey/customer-care/locations-and-hours) ![](https://moneymatters.busey.com/hubfs/Busey_October2019/MoneyMattersBlogHeader_December2023.jpg) #### [Maximizing Your Investment: A Guide to Mortgage Refinancing](https://moneymatters.busey.com/busey-bank-maximizing-your-investment-a-guide-to-mortgage-refinancing) [Mortgage](https://moneymatters.busey.com/tag/mortgage) [Busey Bank](https://moneymatters.busey.com/author/busey-bank) Refinancing your mortgage can be a game-changer, offering opportunities to lower your interest rate, reduce monthly... [Read More](https://moneymatters.busey.com/busey-bank-maximizing-your-investment-a-guide-to-mortgage-refinancing) [![Lady with computer](https://moneymatters.busey.com/hubfs/2406_MM_Mortgage_350%20x%20350_11.jpg)](https://moneymatters.busey.com/busey-bank-maximizing-your-investment-a-guide-to-mortgage-refinancing) #### [Tips for Securing Your Dream Home](https://moneymatters.busey.com/busey-bank-tips-for-securing-your-dream-home) [Mortgage](https://moneymatters.busey.com/tag/mortgage) [Busey Bank](https://moneymatters.busey.com/author/busey-bank) As one of life's major milestones, buying a home can be both thrilling and daunting. Whether you're a first-time buyer... [Read More](https://moneymatters.busey.com/busey-bank-tips-for-securing-your-dream-home) [![Realtor passing over house keys](https://moneymatters.busey.com/hubfs/2406_MM_Mortgage_350%20x%20350_03.jpg)](https://moneymatters.busey.com/busey-bank-tips-for-securing-your-dream-home) #### [Understanding Home Equity Loans vs. HELOCs](https://moneymatters.busey.com/busey-bank-understanding-home-equity-loans-vs.-helocs) [Mortgage](https://moneymatters.busey.com/tag/mortgage) [Busey Bank](https://moneymatters.busey.com/author/busey-bank) If you’re a homeowner looking to leverage the equity you've built in your property to fund home renovations,... [Read More](https://moneymatters.busey.com/busey-bank-understanding-home-equity-loans-vs.-helocs) [![Couple at kitchen table](https://moneymatters.busey.com/hubfs/2406_MM_Mortgage_350%20x%20350_09.jpg)](https://moneymatters.busey.com/busey-bank-understanding-home-equity-loans-vs.-helocs) #### [Benefits and Strategies of Paying Off Your Mortgage Early](https://moneymatters.busey.com/busey-bank-benefits-and-strategies-of-paying-off-your-mortgage-early) [Mortgage](https://moneymatters.busey.com/tag/mortgage) [Busey Bank](https://moneymatters.busey.com/author/busey-bank) Imagine a life free from mortgage payments—a world where your monthly income isn't tied to a hefty loan payment. Paying... [Read More](https://moneymatters.busey.com/busey-bank-benefits-and-strategies-of-paying-off-your-mortgage-early) [![Couple high-fiving on kitchen floor](https://moneymatters.busey.com/hubfs/2406_MM_Mortgage_350%20x%20350_07.jpg)](https://moneymatters.busey.com/busey-bank-benefits-and-strategies-of-paying-off-your-mortgage-early) #### [Navigating the Mortgage Landscape: Understanding Your Options](https://moneymatters.busey.com/busey-bank-navigating-the-mortgage-landscape-understanding-your-options) [Mortgage](https://moneymatters.busey.com/tag/mortgage) [Busey Bank](https://moneymatters.busey.com/author/busey-bank) Are you ready to embark on the journey of homeownership but unsure which mortgage type is right for you? Whether you're... [Read More](https://moneymatters.busey.com/busey-bank-navigating-the-mortgage-landscape-understanding-your-options) [![Couple in new house with realtor](https://moneymatters.busey.com/hubfs/2406_MM_Mortgage_350%20x%20350_01-1.jpg)](https://moneymatters.busey.com/busey-bank-navigating-the-mortgage-landscape-understanding-your-options) #### [Tips for First-Time Homebuyers](https://moneymatters.busey.com/busey-bank-tips-for-first-time-homebuyers) [Mortgage](https://moneymatters.busey.com/tag/mortgage) [Busey Bank](https://moneymatters.busey.com/author/busey-bank) Buying your first home is an exhilarating journey filled with possibilities, but it can also be difficult without the... [Read More](https://moneymatters.busey.com/busey-bank-tips-for-first-time-homebuyers) [![First-time homebuyers unloading boxes](https://moneymatters.busey.com/hubfs/2406_MM_Mortgage_350%20x%20350_05.jpg)](https://moneymatters.busey.com/busey-bank-tips-for-first-time-homebuyers) #### [Tips for a Smoother Home-Buying Process](https://moneymatters.busey.com/tips-for-a-smoother-home-buying-process) [Mortgage](https://moneymatters.busey.com/tag/mortgage) [Busey Bank](https://moneymatters.busey.com/author/busey-bank) Buying a home can be exhausting, exciting and fulfilling—all at the same time. Busey Home Mortgage shares helpful and... [Read More](https://moneymatters.busey.com/tips-for-a-smoother-home-buying-process) [![A young couple sitting outside on the stoop of their newly purchased home pointing out things on their block. ](https://moneymatters.busey.com/hubfs/Mortgage-New%20Home%20Buyers006-1.jpg)](https://moneymatters.busey.com/tips-for-a-smoother-home-buying-process) #### [10 Ways How Homeowners Can Help Save the Environment and Money](https://moneymatters.busey.com/how-homeowners-can-help-save-the-environment-and-money) [Personal](https://moneymatters.busey.com/tag/personal), [Mortgage](https://moneymatters.busey.com/tag/mortgage) [Busey Bank](https://moneymatters.busey.com/author/busey-bank) Whether you're a renter or a homeowner, chances are you care about protecting the environment — and saving money. Here... [Read More](https://moneymatters.busey.com/how-homeowners-can-help-save-the-environment-and-money) [![](https://moneymatters.busey.com/hubfs/Mortgage-New%20Home%20Buyers006-1.jpg)](https://moneymatters.busey.com/how-homeowners-can-help-save-the-environment-and-money) 1 ### Subscribe to Money Matters ### Most Popular ### Post By Topic - [Wealth (152)](https://moneymatters.busey.com/tag/wealth) - [Fraud (61)](https://moneymatters.busey.com/tag/fraud) - [Personal (52)](https://moneymatters.busey.com/tag/personal) - [Retirement Planning (30)](https://moneymatters.busey.com/tag/retirement-planning) - [Business (29)](https://moneymatters.busey.com/tag/business) - [Financial Planning (23)](https://moneymatters.busey.com/tag/financial-planning) - [Tax Planning (17)](https://moneymatters.busey.com/tag/tax-planning) - [Estate Planning (13)](https://moneymatters.busey.com/tag/estate-planning) - [Investment Management (10)](https://moneymatters.busey.com/tag/investment-management) - [Student (9)](https://moneymatters.busey.com/tag/student) - [Mortgage (8)](https://moneymatters.busey.com/tag/mortgage) - [Life Insurance (4)](https://moneymatters.busey.com/tag/life-insurance) - [Charitable Contributions (3)](https://moneymatters.busey.com/tag/charitable-contributions) - [Cybersecurity (2)](https://moneymatters.busey.com/tag/cybersecurity) - [Agriculture (1)](https://moneymatters.busey.com/tag/agriculture) - [COVID-19 (1)](https://moneymatters.busey.com/tag/covid-19) - [Private Client (1)](https://moneymatters.busey.com/tag/private-client) See all top [X](https://x.com/busey) [Facebook](https://www.facebook.com/pages/Busey/170837079633132) [Instagram](https://www.instagram.com/buseycorp/) [LinkedIn](https://www.linkedin.com/company/busey/) - [U.S. Consumer Privacy Notice](https://www.busey.com/privacy-and-security) - [Terms of Use](https://www.busey.com/terms-of-use) ©2026 Busey Bank [Equal Housing Lender](https://www.hud.gov) [Member FDIC](https://www.fdic.gov)