--- title: Busey Money Matters Blog (3) description: Money Matters covers a variety of topics focused around our five lines of business—personal, mortgage, commercial, cash management and wealth management. (3) --- - [Personal](https://www.busey.com/personal) - [Business](https://www.busey.com/business) - [Wealth Management](https://www.busey.com/wealth-management) - [Mortgage](https://www.busey.com/mortgage) - [Ag Services](https://www.busey.com/ag-services) - Community - [Busey Drives Generosity](https://www.busey.com/busey-drives-generosity) - [Community Banking](https://www.busey.com/personal/community-banking) - [Community Calendar](https://www.busey.com/about-us/community-calendar) - [Community Shred Day Events](https://www.busey.com/about-us/shred-days) - [Financial Education Center](https://www.busey.com/personal/financial-pathways) - [Busey Bank Bridge Scholorship](https://www.busey.com/busey/busey-bank-bridge-scholarship) - [Community Reinvestment Notice](https://www.busey.com/about-us/community-reinvestment-notice) - [Community Reinvestment Act Public File](https://www.busey.com/about-us/community-reinvestment-act-public-file) - [Charitable Contributions Guidelines](https://www.busey.com/about-us/charitable-contributions-guidelines) - About Us - [The Busey Way](https://www.busey.com/about-us/the-busey-way) - [Busey Volunteerism](https://www.busey.com/about-us/busey-volunteerism) - [Giving Back to the Communities](https://www.busey.com/about-us/impact) - [Awards & Recognition](https://www.busey.com/awards-and-recognition) - [Newsroom](https://www.busey.com/about-us/newsroom) - [Investor Relations](https://ir.busey.com/) - [Careers](https://www.busey.com/about-us/careers) Open Search Close search dialog Enter search terms Start Site Search [![Busey Bank](https://moneymatters.busey.com/hubfs/Busey_October2019/images/busey-bank.svg)![Busey Bank](https://moneymatters.busey.com/hubfs/Busey_October2019/images/busey-circle.svg)](https://www.busey.com/) - I want to - [Open an Account](https://go.busey.com/) - [Apply for a Consumer Loan](https://app.loanspq.com/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaD-jlXO7mpgTdb1qy86LnvVIwZ_IS0ex49CDYic-LEbz2VzE7E43j2guZbuQ41B2elw) - [Purchase or Refinance a Home](https://www.busey.com/mortgage) - [Enroll in Online Banking](https://www.busey.com/personal/products-and-services/online---mobile/online-banking) - [Request an Appointment](https://www.busey.com/bank-by-appointment) - [Join Team Busey](https://www.busey.com/about-us/careers) - Tools & Resources - [Money Matters Blog](https://moneymatters.busey.com/) - [Customer FAQs](https://www.busey.com/busey/customer-care/frequently-asked-questions) - [Financial Calculators](https://www.busey.com/personal/financial-calculators) - [Request an Appointment](https://www.busey.com/bank-by-appointment) - [Holiday Observances](https://www.busey.com/busey/customer-care/holiday-observances) - [Disclosures](https://www.busey.com/busey/customer-care/disclosures) - [Publications](https://www.busey.com/money-matters/publications) - Customer Care - [Contact Us](https://www.busey.com/busey/customer-care/contact-us) - Locations - [Locations & Hours](https://www.busey.com/busey/customer-care/locations-and-hours) - I want to - [Open an Account](https://go.busey.com/) - [Apply for a Consumer Loan](https://app.loanspq.com/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaD-jlXO7mpgTdb1qy86LnvVIwZ_IS0ex49CDYic-LEbz2VzE7E43j2guZbuQ41B2elw) - [Purchase or Refinance a Home](https://www.busey.com/mortgage) - [Enroll in Online Banking](https://www.busey.com/personal/products-and-services/online---mobile/online-banking) - [Request an Appointment](https://www.busey.com/bank-by-appointment) - [Join Team Busey](https://www.busey.com/about-us/careers) - Tools & Resources - [Money Matters Blog](https://moneymatters.busey.com/) - [Customer FAQs](https://www.busey.com/busey/customer-care/frequently-asked-questions) - [Financial Calculators](https://www.busey.com/personal/financial-calculators) - [Request an Appointment](https://www.busey.com/bank-by-appointment) - [Holiday Observances](https://www.busey.com/busey/customer-care/holiday-observances) - [Disclosures](https://www.busey.com/busey/customer-care/disclosures) - [Publications](https://www.busey.com/money-matters/publications) - Customer Care - [Contact Us](https://www.busey.com/busey/customer-care/contact-us) - Locations - [Locations & Hours](https://www.busey.com/busey/customer-care/locations-and-hours) ![](https://moneymatters.busey.com/hubfs/Busey_October2019/MoneyMattersBlogHeader_December2023.jpg) #### [Maximizing Your 401(k) Plan](https://moneymatters.busey.com/busey-bank-maximizing-your-401k-plan) [Wealth](https://moneymatters.busey.com/tag/wealth) [Adam Owen, CRPS®, AIF®](https://moneymatters.busey.com/author/adam-owen-crps-aif) While retirement planning can feel overwhelming, your 401(k) plan serves as a powerful tool when it comes to securing... 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[Read More](https://moneymatters.busey.com/busey-bank-building-an-emergency-fund) [![Four stacks of coins, a jar of dollar bills and a sign that reads, Emergency Fund](https://moneymatters.busey.com/hubfs/MoneyMatters/2512_BAN_MM_January_Q1W2.png)](https://moneymatters.busey.com/busey-bank-building-an-emergency-fund) #### [How to Avoid Scams This Holiday Season](https://moneymatters.busey.com/busey-bank-how-to-avoid-scams-this-holiday-season) [Fraud](https://moneymatters.busey.com/tag/fraud) [Busey Bank](https://moneymatters.busey.com/author/busey-bank) The holiday season is a time for giving, celebrating with loved ones and—of course—shopping. Between snagging the best... [Read More](https://moneymatters.busey.com/busey-bank-how-to-avoid-scams-this-holiday-season) [![Holiday scam photo](https://moneymatters.busey.com/hubfs/2511_WEB_MM_Fraud_December.jpg)](https://moneymatters.busey.com/busey-bank-how-to-avoid-scams-this-holiday-season) #### [Sharing Wealth in Your Lifetime](https://moneymatters.busey.com/busey-bank-sharing-wealth-in-your-lifetime) [Wealth](https://moneymatters.busey.com/tag/wealth) [Joe Amiano](https://moneymatters.busey.com/author/joe-amiano) Estate planning means ensuring there is a plan for what happens to your money, property and personal belongings after... 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