---
title: Busey Money Matters Blog | Retirement Planning (3)
description: Retirement Planning | Money Matters covers a variety of topics focused around our five lines of business—personal, mortgage, commercial, cash management and wealth management. (3)
---

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    - [Purchase or Refinance a Home](https://www.busey.com/mortgage)
    - [Enroll in Online Banking](https://www.busey.com/personal/products-and-services/online---mobile/online-banking)
    - [Request an Appointment](https://www.busey.com/bank-by-appointment)
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- Tools & Resources 
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    - [Financial Calculators](https://www.busey.com/personal/financial-calculators)
    - [Request an Appointment](https://www.busey.com/bank-by-appointment)
    - [Holiday Observances](https://www.busey.com/busey/customer-care/holiday-observances)
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    - [Publications](https://www.busey.com/money-matters/publications)
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#### [Timing Earnings to Optimize Social Security Retirement Benefits](https://moneymatters.busey.com/busey-bank-timing-earnings-to-optimize-social-security-benefits)

[Wealth](https://moneymatters.busey.com/tag/wealth), [Retirement Planning](https://moneymatters.busey.com/tag/retirement-planning)

[Busey Bank](https://moneymatters.busey.com/author/busey-bank)

If you work after you begin receiving Social Security retirement benefits but before Full Retirement Age (FRA), all or...

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#### [Balancing College and Retirement Preparations](https://moneymatters.busey.com/busey-bank-balancing-college-and-retirement-preparations)

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You've been doing the right thing financially for many years, saving for your child's education and your own...

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#### [Could (or Should) You Speed Up Your Retirement Plans?](https://moneymatters.busey.com/busey-bank-could-or-should-you-speed-up-your-retirement-plans)

[Wealth](https://moneymatters.busey.com/tag/wealth), [Retirement Planning](https://moneymatters.busey.com/tag/retirement-planning)

[Busey Bank](https://moneymatters.busey.com/author/busey-bank)

According to a March 2021 survey, an estimated 2.8 million Americans ages 55 and older decided to file for Social...

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#### [Have You Checked Your Retirement Plan Lately?](https://moneymatters.busey.com/have-you-checked-your-retirement-plan-lately)

[Wealth](https://moneymatters.busey.com/tag/wealth), [Retirement Planning](https://moneymatters.busey.com/tag/retirement-planning)

[Busey Bank](https://moneymatters.busey.com/author/busey-bank)

It’s generally a good idea to review your retirement savings plan at least once each year or when major life changes...

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[![A man and woman sit at a table with a laptop and are looking at each other.](https://moneymatters.busey.com/hubfs/Retirement%20Plan%20350X350.jpg)](https://moneymatters.busey.com/have-you-checked-your-retirement-plan-lately)

#### [Key Points to Consider as Retirement Nears](https://moneymatters.busey.com/key-points-to-consider-as-retirement-nears)

[Wealth](https://moneymatters.busey.com/tag/wealth), [Retirement Planning](https://moneymatters.busey.com/tag/retirement-planning)

[Busey Bank](https://moneymatters.busey.com/author/busey-bank)

If you're a decade or so away from retirement, you've probably spent at least some time thinking about this major life...

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[![](https://moneymatters.busey.com/hubfs/MoneyMatters/Key%20Points%20Before%20Retirement_w%20overlay_v2.png)](https://moneymatters.busey.com/key-points-to-consider-as-retirement-nears)

#### [Retirement Planning: The Basics](https://moneymatters.busey.com/the-basics-of-retirement-planning)

[Wealth](https://moneymatters.busey.com/tag/wealth), [Retirement Planning](https://moneymatters.busey.com/tag/retirement-planning)

[Busey Bank](https://moneymatters.busey.com/author/busey-bank)

You may have a very idealistic vision of retirement—doing all of the things that you never seem to have time to do now....

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[![A man and woman are holding a clipboard while talking with an advisor in his office.](https://moneymatters.busey.com/hubfs/MoneyMatters/Retirement%20Basics_w%20overlay_v2.png)](https://moneymatters.busey.com/the-basics-of-retirement-planning)

#### [CARES Act Impact on Retirement Plans](https://moneymatters.busey.com/cares-act-impact-on-retirement-plans)

[Personal](https://moneymatters.busey.com/tag/personal), [Wealth](https://moneymatters.busey.com/tag/wealth), [COVID-19](https://moneymatters.busey.com/tag/covid-19), [Retirement Planning](https://moneymatters.busey.com/tag/retirement-planning)

[Busey Bank](https://moneymatters.busey.com/author/busey-bank)

The CARES Act allows those who have suffered hardship or economic distress due to the COVID-19 outbreak a chance to...

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[![](https://moneymatters.busey.com/hubfs/EntrepreneurAtAnyAge.jpg)](https://moneymatters.busey.com/cares-act-impact-on-retirement-plans)

#### [401(k) In-Plan Roth Conversions](https://moneymatters.busey.com/in-plan-roth-conversions)

[Personal](https://moneymatters.busey.com/tag/personal), [Wealth](https://moneymatters.busey.com/tag/wealth), [Retirement Planning](https://moneymatters.busey.com/tag/retirement-planning)

[Busey Bank](https://moneymatters.busey.com/author/busey-bank)

A 401(k) in-plan Roth conversion (also called an "in-plan Roth rollover") allows you to transfer the non-Roth portion...

[Read More](https://moneymatters.busey.com/in-plan-roth-conversions)

[![](https://moneymatters.busey.com/hubfs/Wealth-Image-350x350.jpg)](https://moneymatters.busey.com/in-plan-roth-conversions)

#### [Insurance That Fits Your Life](https://moneymatters.busey.com/insurance-that-fits-your-life)

[Personal](https://moneymatters.busey.com/tag/personal), [Wealth](https://moneymatters.busey.com/tag/wealth), [Retirement Planning](https://moneymatters.busey.com/tag/retirement-planning)

[Busey Bank](https://moneymatters.busey.com/author/busey-bank)

Whether you’re single, married, embarking on a new career or newly retired, life insurance is an important tool to keep...

[Read More](https://moneymatters.busey.com/insurance-that-fits-your-life)

[![Multiple generation family enjoying day outdoors smiling at camera.](https://moneymatters.busey.com/hubfs/2019-06_Busey%20Bank-multi%20generational%20wealth-1.jpg)](https://moneymatters.busey.com/insurance-that-fits-your-life)

#### [Retirement Considerations at Any Decade](https://moneymatters.busey.com/retirement-considerations-at-any-decade)

[Personal](https://moneymatters.busey.com/tag/personal), [Wealth](https://moneymatters.busey.com/tag/wealth), [Retirement Planning](https://moneymatters.busey.com/tag/retirement-planning)

[Busey Bank](https://moneymatters.busey.com/author/busey-bank)

Planning your dream retirement looks different in each stage of life, but one principle remains the same across...

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